At Thirteen Homes, we want to ensure that every prospective customer understands our approach when offering them a Shared Ownership home.
We make sure that all prospective customers are fully aware of the process before they incur any costs.
When the demand for our Shared Ownership homes exceeds the supply, it's crucial for us to be transparent about how we allocate and offer these homes to eligible customers.
In line with regulatory guidance, we are committed to offering our Shared Ownership homes on a first-come, first-served basis.
Here’s how it works at Thirteen Homes:
- The first person to register with our specialist mortgage advisors and complete an initial affordable assessment gets the priority.
- Once you have registered with our specialist mortgage advisors and there is nobody else ahead of you in the queue for that home, we will place what we call a "plot hold" on that home for you, for 5 days while you complete your affordability assessment.
- Anyone who registers after the first person will be placed on a waiting list. If the first registrant doesn’t proceed, we’ll contact the next person in line, considering any priority applications.
Exceptions:
There are special exceptions for qualifying Armed Forces personnel and homes in certain rural locations. These exceptions include:
- Applications from serving military personnel and former members of the British Armed Forces discharged within the last two years.
- Homes located in National Parks, Areas of Outstanding Natural Beauty, and rural exception sites will be allocated based on specific criteria.
Ministry of Defence personnel will be prioritized for Shared Ownership schemes if:
- They have completed their basic (phase 1) training and are one of the following:
- Regular service personnel (Navy, Army, Air Force)
- Clinical staff (excluding doctors and dentists)
- Ministry of Defence Police Officers
- Uniformed staff in the Defence Fire Service
- They are ex-regular service personnel who have served in the Armed Forces for at least six years, and apply within two years of their discharge, with a Discharge Certificate or similar documentation as proof.
- They are the surviving partners of regular service personnel who have died in service, applying within two years of their bereavement. Further details can be found in the MOD surviving partners guidance.
If you have any questions regarding the above, please do not hesitate to contact us.